Credit card has always been known by its other name plastic money by people around the world. With the fast paced lifestyle we follow, and with the current economic situation we all want everything to be done in a fast way. This is the reason right from the young professionals to business men and bankers [...]

In what was termed as a great move, the Supreme Court has refused a stay made by national consumer forum stating that banks cannot charge more than 30% interest rate annually if the full amount on the balance is not paid on the credit cards. Some banks are even charging around 50% as interest charges [...]

Ever heard ABBA crooning, ‘Money, money, money, always sunny, in the rich man’s world’? Money, dough, bucks – these terms are synonymous with man’s desire today. Money has been defined as a medium of exchange and thus a circulating entity in matters of finance. However, money is also what is received or sought in exchange [...]

People these days have got the tendency to acquire things which in fact they actually do not really need. Various technological services and gadgets came into being which in turn targeted a huge market of buyers and this surfacing of new gadgets and things have actually made the people blind.
Since money has become a major [...]

A credit score is a numerical expression based on a statistical analysis of a person’s credit files that shows the creditworthiness of that person. So it is important to have a good credit score so you can have lower rate, smaller monthly payment, and speed up credit approval. So it is very essensial to increase [...]

For students, the student credit cards are the best way to enter the fascinating world of credit cards. Student credit cards help the students in taking advantage of the various benefits associated with credit cards in general e.g. convenience, safety, rebates etc., much earlier in their life. Moreover, student credit cards act as training ground [...]

The Department of Housing and Urban Development asked Congress for nearly $800 million for its reverse mortgage insurance program while requesting its budget for 2010. This is the first subsidy that HUD has requested from the FHA since the start of the HECM program in 1990.
If the new funding is approved, it could affect the [...]

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